Are Adjustable-Rate Mortgages a Good Idea Right Now? Here's the Math
Are adjustable-rate mortgages a good idea right now? See what they are, what 5/6, 7/6 and 10/6 mean, and how much you can save each month.
· 8 min read
Mortgage Blog
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Wall Street Landlords Are Getting Shut Out in 2027. Your Window to Buy Rentals
Large corporate landlords with 350+ homes can't buy more starting January 2027. Will it work, can they dodge it, and what does it mean for your rentals?
· 8 min read
Bank Statement Loan Requirements: Credit Score, Down Payment and Reserves
What a bank statement loan typically requires for credit score, down payment and reserves, and why the real hurdle is total cash, not the down payment.
8 min read
Charlotte Home Sales Fell 8.7% in August. Here's What Buyers Can Ask the Seller to Pay.
Charlotte-area closings fell 8.7% in August while rates hit 7.40%. The seller credit cap, not the median price, decides how much room you have to negotiate.
· 6 min read
How Hard Is It to Get a VA Loan? The Process, Step by Step, and the Test Nobody Mentions
A VA loan feels a lot like a conventional loan. Here's the step-by-step process, what's different, and the residual income test most buyers never hear about.
7 min read
The Complete Bank Statement Loan Guide for Self-Employed Borrowers
How bank statement loans work, who qualifies, how income is calculated, what the fine print says, and how to prepare. Written by a 20-year mortgage broker.
14 min read