Free Mortgage Calculators
These calculators are educational. They are not loan offers. For a personalized quote, apply and we will review your real documentation path.
Mortgage Calculator
Estimate P&I, taxes, insurance, PMI, and total monthly payment.
Open tool →Bank Statement Income Calculator
Estimate qualifying income from deposits and an expense factor — Dale’s signature tool for business owners.
Open tool →DSCR Calculator
Compute DSCR from rent and full PITIA payment.
Open tool →Airbnb Income Estimator
Estimate STR income and NOI from nightly rate and occupancy.
Open tool →Crypto Reserve Calculator
Check reserve sufficiency after a conservative haircut.
Open tool →1099 Income Calculator
See the income a lender would likely use from your 1099s, and a rough price range.
Open tool →VA Loan Calculator
Estimate VA payments including funding fee rolled into the loan.
Open tool →Refinance Calculator
Estimate monthly savings, break-even, and multi-year savings.
Open tool →Ready to Find Out Where You Stand?
Soft credit pull option. No commitment. Just a straight answer on whether I can get you approved, and what it'll take.