Bank Statement Income Calculator
Enter total deposits for the lookback period. We apply an expense ratio to approximate qualifying monthly income, then estimate a rough max loan using a conservative payment-to-income assumption.
Estimated qualifying monthly income
$0
Estimated max loan (rough, 30yr, excludes taxes/insurance)
$0
This is a teaching tool, not underwriting. Investors apply expense factors differently. Calculations are estimates only and do not constitute a loan offer. NMLS #1547543.
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