Bank Statement Loan Income Calculator

Enter your average monthly bank deposits below. This is how lenders — not the IRS — calculate your income.

Enter average monthly bank deposits $

Statement period

12 months 24 months

Account type

Business Account Personal Account

Expense ratio

Custom:

50%

Monthly debts ($) — credit cards, car payments, student loans, etc. Desired loan amount ($) — optional, for DTI check

Qualifying Monthly Income: $0

Qualifying Annual Income: $0

Maximum Monthly Payment (45% DTI): $0

Estimated Maximum Loan Amount: $0

This calculator provides estimates only. Actual qualifying income and loan amounts are determined by the lender. Not a commitment to lend.